FBN Bank Ghana Limited, one of the universal banks operating in the country, has rewarded 10 of its loyal customers as part of its “Save and win Promo”. The draw, the second in its edition, was held at the Spintex Road, Accra branch of the bank.
In a draw supervised by Mr Ekow Nkoom from the National Lottery Authority (NLA), the lucky winners who each won GH¢100.00 worth of airtime were: Amankwah Agnes (Santa Maria branch); Samuel Owusu (Ring Road branch); Kwofie Benjamin (Dansoman); Baya Isaac (Takoradi branch); Amankwa Boahin Vera (Dansoman branch); Ocloo Vida (Makola branch); and Nancy Quarm.
Customers who were drawn to win Samsung smartphones included: Seidu Adams (Swedru Branch); Tetteh Vera (Santa Maria Branch); and Sowah Benjamin (Korle Bu Branch).
At the 1st mini draw held on 10th July 2018 at the bank’s Makola branch, ten (10) customers that operate accounts at the bank’s Santa Maria, Tema, Makola, Kaneshie, Suame, Kasoa and Techiman branches and fully met the terms and conditions of the promo were picked as winners. They were presented with their their prizes at the draw ceremony.
In his remarks, Gbenga Odeyemi, the Managing Director of FBN Bank Ghana, explained that the Save and Win promo’’ was introduced last year to reward the bank’s valued customers for their loyalty to the Bank.
His speech was read on his behalf by Mr Eric Kwasi Fia, the Group Head, Retail Banking.
In this year’s edition, the bank will be rewarding a total of thirty (30) customers in three separate draws – two mini draws and one grand draw in August.
In the grand draw in August, customers stand the chance to win collect refrigerators, LED television sets, washing machines, gas cookers, computer laptops, tablet computers and smart phones.
Mechanics of the promotion
To qualify for the promotion, customers ought to deposit a sum of GH₵200 or multiples thereof into an existing or new individual FBN Bank savings or current account.
Every GH₵200 deposit earns a customer one point. However, all customers who, at the start of the promotion, had a minimum balance of GH₵1,000 in their accounts will get one point for every GH₵1,000 as advance points up to a maximum of 10 points.
The advance points are earned only on incremental basis as long as a customer’s deposits remain in the account during the promotion period. Customers are required to maintain a minimum of GH₵1,000 in their individual current or savings accounts to be able to participate in the three-monthly draws and the grand draw.
“We are committed to putting our esteemed customers and stakeholders at the heart of our business. We seek creative and innovative ways to serve them better and aim at delivering to them reliable, secure and convenient payment options with cost saving benefits,” Mr Odeyemi said.
Minimum capital requirement
The Bank of Ghana, the regulator of the banking sector, has set December this year for all universal banks in the country to meet a minimum capital requirement of GH₵400,000. This requirement has led to the collapse of some local Ghanaian banks as well as shaking the confidence consumers and the public have in the Ghanaian banking sector.
However, according to the FBN Bank MD, the bank is well on its way to meet the capital requirement ahead of schedule.
“On this note, I would like to assure you that FBNBank Ghana Limited has resolved to meet the Bank of Ghana’s new minimum capital requirement for banks operating in the country before the stated deadline of 31st December, 2018,” Mr Odeyemi assured.
“While at it, we are also leaving no stone unturned to deliver solution-based value additions to our products and services to meet your needs and we would soon announce these to you,” he added.