Effective April 2020, motorists would not have to paste motor insurance stickers on the windscreens of their vehicles to prove that their vehicles are insured.
This follows the National Insurance Commission’s plan to roll out an electronic database next year.
When completed, the system, which is already under testing, will enable the police and other interested parties to check on the spot the legitimacy of a vehicle’s motor insurance, by simply dialing a code.
Motorists will receive an alert once a genuine motor insurance policy is issued to them.
The NIC says this is to check the increasing number of fake insurance stickers in the system.
“We have been collaborating with the police to try to monitor; to try to chase the criminals, but most of the time we only arrest a small percentage of the criminals. This is an electronic database that will house all motor insurance policies issued. So if you don’t have yours in the database it means that you don’t have a policy.”
Deputy Commissioner of Insurance at the NIC, Michael Kofi Andoh, told the media in Accra that statistics from the NIC has shown that out of the 2.3 million vehicles registered in 2018; only one million were issued with genuine motor insurance stickers.
Mr. Andoh added that “this is help motorists to check when their insurance policies have expired or when it will expire. The police can now check without scanning any tickets.”
The NIC says it is collaborating with the Driver and Vehicle Licensing Authority, DVLA, and the police Motor Traffic and Transport Department, MTTD to ensure that the system is run effectively.